Puerto Rico and ACT 60​

With over a decade of experience serving both local clients and Act 60 beneficiaries in Puerto Rico, we offer two distinct services: comprehensive portfolio management and Separately Managed Accounts (SMAs). Our portfolio management services include tailored investment strategies designed to maximize Act 60 decree benefits through tax-efficient asset allocation and risk management.
Additionally, we provide SMAs for individual investors who may already have a wealth manager but seek exclusive access to tax-advantaged investment opportunities in Puerto Rico.​
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Puerto Rico

During the last decade, client portfolios have had to transition from a primary focus on Puerto Rico debt to a more diversified asset allocation. As such, correct account titling has become very important. We have been in the capital markets space collectively for over 40 years and have extensive experience managing diversified, multi-strategy portfolios, considering proper asset ownership.

Relocation: At Tiempo Capital, we assist families considering relocation to Puerto Rico under ACT 60, ensuring a smooth transition through expert guidance and strategic connections. While we guide you through the process, we also connect you with trusted local partners who specialize in facilitating every aspect of your move, helping you settle into your new home seamlessly.

ACT 60

Wealth Management Tax Optimized Strategies: In our role, we create and manage tailor-made, active portfolios for “individual investor decree” holders maximizing their unique tax incentives while meeting the client’s risk appetite and goals.  In addition, we run a number of proprietary, core ACT 60 strategies that run the spectrum from conservative to aggressive.

We assist you to:

  • Properly structure businesses pre-move to maximize their decrees and coordinate transfer pricing studies
  • Apply for decrees
  • Relocate and establish their life in Puerto Rico including searching for housing, schooling, CPAs and attorneys.
  • Download ACT 60 E-book

Tax-Optimized SMAs for Act 60 Beneficiaries: Our Act 60-exclusive SMAs are designed specifically for Individual Investor Decree holders, leveraging Puerto Rico’s tax exemptions to create highly efficient investment solutions. Offered independently of wealth management, these SMAs provide direct ownership of tailored portfolios structured to optimize tax benefits while aligning with growth, income, and capital preservation objectives.

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